Terms & Conditions

Welcome to Karodpati Ki Pathshala. These Terms & Conditions govern your use of our digital financial education platform. By accessing or using our services, you agree to be bound by these Terms in full.

1. Nature of Service

Karodpati Ki Pathshala is a digital financial education platform. It does not provide investment advice, financial planning, portfolio management, or any personalized financial guidance. All services are educational only.

2. No Investment Advice

All materials, content, and communications on this platform are for educational purposes only. Under no circumstances should any content be construed as financial advice, recommendation, or endorsement of any investment or financial product.

3. User Responsibility

By using Karodpati Ki Pathshala, users acknowledge and accept full responsibility for all financial and personal decisions made based on platform content. Karodpati Ki Pathshala shall not, under any circumstances, be liable for any losses, damages, or outcomes resulting from user actions.

4. Payments

Access to paid courses or materials is granted only after confirmed successful payment through authorized payment gateways. Users must ensure correctness of all payment details. Any error, fraud, or dispute in payment is the sole responsibility of the user.

5. Refund Policy

Refunds are strictly governed by the official Refund Policy of Karodpati Ki Pathshala. No refund will be granted beyond what is expressly stated in that policy. All users are bound by the refund terms and must review them prior to purchase.

6. Intellectual Property

All content on Karodpati Ki Pathshala, including but not limited to videos, text, graphics, documents, and course materials, is the exclusive property of Karodpati Ki Pathshala. Unauthorized copying, sharing, distribution, or reproduction is strictly prohibited and may result in civil or criminal action.

7. Access Rights

User access is strictly personal, non-transferable, and non-shareable. Sharing login credentials or account access is forbidden. Karodpati Ki Pathshala reserves the right to suspend, terminate, or block accounts without notice in case of violation.

8. Limitation of Liability

Karodpati Ki Pathshala shall not be liable under any circumstances for any direct, indirect, incidental, consequential, or punitive damages arising from the use of the platform or its content. This includes financial losses, business losses, or personal damages, regardless of cause.

9. Governing Law

These Terms & Conditions are governed exclusively by the laws of India.

10. Jurisdiction

All disputes, claims, or proceedings arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of courts located in Pune, Maharashtra. Users expressly waive the right to claim jurisdiction elsewhere.

11. Force Majeure

Karodpati Ki Pathshala shall not be liable for any failure, delay, or disruption caused by events beyond its reasonable control, including but not limited to natural disasters, pandemics, government actions, labor strikes, or technical failures.

12. Binding Agreement

By accessing or using Karodpati Ki Pathshala, users explicitly agree to these Terms & Conditions in full. Non-acceptance of any clause does not exempt users from compliance.

13. Contact Us

For any complaints, questions, or further information regarding the Services, please contact us at:

Email: support@karodpatikipathshala.in

We will make reasonable efforts to respond promptly to your inquiries.